So, I'm searching the net for van-related videos, because I'm a van nerd who doesn't have a life, and I found this little film. And, do you know what? – it got me thinking.
What would I do if this happened to my van? Okay, so this is a mock up and the van wasn't really crushed by a giant metal ball, but I have mates who regularly have to park on or near building sites and their vans have been dented, scratched and covered in filth while being parked up and unattended.
And, do you know what, there's not much they can do about it! (Okay, I agree, when it's just dirt they can take it through a car wash on the way home, I know, but they're still out of pocket!)
Anyway, one of my sparky friends was on a site the other day and when he went to his van to get tools he noticed a huge great dent in the back. In fact, it made it hard for him to open the back doors. He reckons something huge, like a digger, must have backed into it, but when he went to the site foreman the guy told him they could not be held responsible.
So, my mate was left with a dodgy back door on his van, which wouldn't lock properly, and he had to claim on his own van insurance to get it fixed, which cost an absolute packet.
Although he was pleased to get his van made secure again, he did lose his no-claim bonus and had to pay the excess – so there's definitely a moral here.
Firstly, protecting your no-claims discount is probably a sound move and secondly, don't park near where bulldozers, diggers and caterpillars are working, or where a giant metal wrecking ball might fall on your van.